BUY NOW, PAY LATER

When you choose Shop Pay at checkout, you can split your purchase into flexible installment payments.*


Quick approval, Flexible payments, No late fees

  • Shop Pay Installments is available only for orders from $50, up to $3,000 USD (including discounts, shipping, and taxes)
  • Pay monthly for purchases $150 to $17,500

    How it works

    1. Add items to your cart.
    2. Check out with Shop Pay.
    3. Choose the option to pay in installments.

    Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don't worry, you'll get an email reminder before each payment to remind you.


    FAQs

    No, there are no late fees if you miss a scheduled payment.

    When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into flexible installment payments.**

    Your first payment is due when you make your purchase.

    If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following:

    1.A smaller payment balance on the final payment.

    2.Less future payments on the remaining loan balance.

    If your refund amount is more than the amount remaining on your Shop Pay Installments balance, then you can expect to receive the difference as a refund to your original payment method within 3 to 10 business days.

    The installments option on Shop Pay is available on debit cards.

    For questions about installment payments on Shop Pay, visit https://shoppay.affirm.com.

    For questions about Shop Pay or the Shop App, visit https://help.shop.app.


    Disclosures:


    *Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license. 

    **Example: An $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks.

    ***The estimated payment amount excludes taxes and shipping. Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license.